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Frequently Asked Questions

Here you will find a selection of the most Frequently Asked Questions in relation to our Pawnbroking Loans service. If you are unable to find an answer to your question, please visit our contact us page for details on how to get in touch
Learn More About Pawnbroking
What does a Pawnbroking Loan cost?

Our interest rates are variable depending upon how much you borrow.

Loan Example

  • Total amount of credit £20,000.00 for 6 months
  • Total amount payable £22,388.00
  • Total charge for credit £2,388.00
  • Interest rate 23.88% pa (fixed) equivalent to 1.99% per month

Representative Example

  • Total amount of credit £200.00 for 6 months
  • Total amount payable £318.80
  • Total charge for credit £118.80
  • Interest rate 118.80% pa (fixed) equivalent to 9.90% per month

Contact us for more information or visit your local store.

What is a Pawnbroking Loan?
What is an APR?
What happens if the loan is not repaid?
What do Ramsdens lend against?
How do I get a Pawnbroking Loan?
Struggling to repay your pawnbroking loan?
What identification will I need?
Can I pay back my loan early?
Can I manage my account online?
What happens if I lose my pawn ticket / contract?
May I renew my loan after the six-month period?
Online Pawnbroking FAQs
How can I get a loan online?

Please check out our How it works page to learn more about how you can get a pawnbroking loan online with us.

Get A Loan Online