Pawnbroking Loans Refer a Friend - Terms & Conditions
If you are a Ramsdens Pawnbroking customer and you successfully refer a friend to us, we will pay you!
- Friend takes out a £70 - £299 loan = £10 paid to you
- Friend takes out a £300 - £499 loan = £30 paid to you
- Friend takes out a £500+ loan = £50 paid to you
To qualify for the Refer a Friend Reward, the following rules must be followed:
Ramsdens Pawnbroking Customer (the referrer):
- You must be a Ramsdens Pawnbroking customer to qualify (undertaken loan last 2 years).
- On the Refer a Friend leaflet (available instore), you must complete your personal details. Alternatively you may send your friend a digital link that we will provide you with.
- Referred friend must hand in the completed leaflet or provide the digital link to Ramsdens when they open their Pawnbroking account.
- Referred friend must take out a loan (£70+), not withdraw from that loan and be a new Ramsdens pawnbroking customer (not borrowed in the last 2 years).
- Ramsdens will contact you if you successfully refer a friend and a reward is due to be paid.
- Reward is non-transferable and will be paid to you (the referrer), in cash in branch.
If your friend has given you one of our Refer a Friend leaflets, please see below guidance:
Friend (the referee):
- Please ensure your friend (the referrer) has completed their personal details on the leaflet or has sent you the relevant digital link.
- You must hand in the completed form or provide the digital link to one of our staff members in branch when you first apply for your Pawnbroking loan.
- You must be a new Ramsdens pawnbroking customer (not borrowed in the last 2 years).
- Ramsdens will only contact your friend (the referrer) if they qualify for a reward payment.
- For your privacy, Ramsdens will never disclose to the referrer, details of your loan application. The Refer a Friend payments will however indicate an approximate loan amount.
- No reward payment will be made to you (the referee)
- When you become a Ramsdens Pawnbroking customer, you too can refer a friend to us. Just ask for a leaflet in branch. You too could be paid up to £50 for the recommendation!
Refer a Friend scheme details are correct at time of print and can be withdrawn at any time without prior notice.
Pawnbroking Survey - Terms & Conditions
This is a one-off prize draw with one winner per survey section (new loan, redemption, renewal and closure letter).
Only entrants who undertake the previously advised transactions can enter.
Applicable to in branch transactions only. Online transactions are excluded.
The prize value will be paid in the form of a £200 jewellery voucher redeemable at any Ramsdens branch or online at www.ramsdensforjewellery.co.uk. The voucher can be redeemed against full priced jewellery only but excludes coins, watches or items bought via a finance agreement. No change given.
Each winning entrant will be contacted to confirm whether they would like an online or instore voucher. Each winning entrant will need to confirm their postal address for delivery of the voucher.
Prize is non-transferable. Promoter's decision is final.
Entry to the prize draw ends 23:59:59 on 31.10.25. Winners of the prize draw will be contacted within a week of the prize draw closing.
Competition is not open to Ramsdens staff and their immediate family. Ramsdens Registered Office: Unit 16 Falcon Court, Preston Farm Business Park, Stockton-on-Tees, TS18 3TU